In the not too distant future you will not need that chunk of leather, more commonly known as your wallet, bulging in your pants pocket or bag. Get ready to leave it at home. According to some recent statistics from analytics firm Flurry, the Smartphone – driven by iOS and Android – has become the fastest-adopted piece of consumer technology ever. Twice as fast as the Internet boom. 3x faster than the recent social net explosion. 10x faster than the PC boom. Built into this new boom are numerous innovations working to replace your wallet with your smartphone. Mobile payments are the future. No more cash, wallets and credit cards as you know them. Smartphones will become the biggest media of all time. Get ready to leverage and optimise these changes for the benefit of your business.